Owning your dream home doesn’t have to be a distant goal. With the right financing options, you can make your dream a reality. Here’s what you need to know:
1. Home Loans
Most banks and financial institutions offer home loans at competitive interest rates. Choose between fixed and floating interest rates based on your financial situation.
2. Eligibility Criteria
Your income, age, employment stability, and credit score play a crucial role in loan approval. Maintain a strong credit profile for better terms.
3. Loan Tenure
Select a loan tenure that balances monthly EMI affordability and total interest outflow. Longer tenures mean smaller EMIs but higher interest costs overall.
4. Down Payment
Prepare a down payment of 10–20% of the property cost. Savings or a personal loan can help cover this amount if needed.
5. Government Schemes
Explore initiatives like PMAY (Pradhan Mantri Awas Yojana) for first-time homebuyers, which offer subsidies on interest rates.
At A.K. Infra, we assist buyers with financing solutions, making property ownership seamless and stress-free.
